Move cases forward without moving between systems.

Automate document deficiency queries, condition tracking, underwriter queues, and decision sign-offs.

Zero-Friction Intake to Sanction

Eliminates repetitive underwriting coordination tasks through automated workflows triggered by case state changes.

  • ✓ Automated deficiency generation for blurry, password-protected, or missing docs
  • ✓ Secure borrower self-serve links for document upload and instant re-verification
  • ✓ Dynamic underwriter workload assignment based on ticket size and industry expertise
  • ✓ Real-time SLA tracking across all credit committee evaluation tiers

Continuous Condition Lifecycle Tracking

Ensures sanction conditions precedent and subsequent are rigorously tracked and cleared before disbursement.

  • ✓ Categorization into Pre-Sanction, Pre-Disbursement, and Post-Disbursement
  • ✓ Automated verification triggers when required proof documents are uploaded
  • ✓ Delegated authority sign-off for condition waivers with justification logging
  • ✓ LOS webhook synchronization to release loan tranches upon condition clearance

Build the next generation of lending.

Bring us a real credit workflow. See how Lucien unifies applications, documents, financials, policy, and human judgment into one continuously verified operating layer.

Evidence-Backed Provenance
Policy-Aware Decisioning
Human Accountability
Enterprise Deployment