FRAUD INTELLIGENCE
See the relationships hidden inside every case.
Entity resolution, duplicate detection, and transaction anomaly graphs that identify organized fraud networks.
NETWORK GRAPHS
Cross-Case Entity Resolution
Constructs relational entity graphs linking borrowers, guarantors, directors, phone numbers, and addresses across current and historical applications.
- ✓ Detection of undisclosed common directors and shell holding companies
- ✓ Cross-applicant collateral reuse and duplicate title identification
- ✓ Shared contact number and address cluster detection
- ✓ Historical defaulter association and negative database screening
CIRCULAR DETECTION
Transaction & Invoice Anomaly Detection
Examines banking ledger loops and GST e-way bill patterns to expose synthetic revenue round-tripping.
- ✓ Closed-loop fund transfer detection among related sister companies
- ✓ Mismatched invoice timelines and GST credit claiming anomalies
- ✓ Sudden spike in month-end transaction velocity before loan applications
- ✓ Identification of non-operational accounts acting as pass-through conduits
NEXT-GENERATION CREDIT INFRASTRUCTURE
Build the next generation of lending.
Bring us a real credit workflow. See how Lucien unifies applications, documents, financials, policy, and human judgment into one continuously verified operating layer.
Evidence-Backed Provenance
Policy-Aware Decisioning
Human Accountability
Enterprise Deployment