SOLUTION · ENTERPRISE CREDIT
Institutional governance for complex, multi-entity credit portfolios.
Orchestrate multi-borrower corporate groups, consortium facilities, and advanced policy frameworks inside private VPC environments.
CORPORATE HIERARCHY
Multi-Entity Group Exposure Mapping
Resolves holding company structures, ultimate beneficial owners (UBO), inter-company loans, and group-level cumulative credit exposure.
- ✓ Consolidated group-level financial statements and debt aggregation
- ✓ Parent guarantee and letter of comfort legal strength evaluation
- ✓ Inter-company loan and transfer pricing anomaly screening
- ✓ Regulatory single and group borrower exposure limit monitoring
ENTERPRISE GOVERNANCE
Custom Policy Matrices & VPC Deployment
Engineered for tier-1 banks and large NBFCs requiring dedicated cloud perimeters, sovereign data hosting, and complex delegation workflows.
- ✓ Multi-tier Credit Committee delegation matrices with digital sign-offs
- ✓ Custom credit scoring models and scorecard calibration engine
- ✓ Role-based access control (RBAC) with granular field-level masking
- ✓ Dedicated Virtual Private Cloud (VPC) deployment with HSM encryption
NEXT-GENERATION CREDIT INFRASTRUCTURE
Build the next generation of lending.
Bring us a real credit workflow. See how Lucien unifies applications, documents, financials, policy, and human judgment into one continuously verified operating layer.
Evidence-Backed Provenance
Policy-Aware Decisioning
Human Accountability
Enterprise Deployment